Kuwait: Major financial institutions in Kuwait are easing loan restrictions for non-Kuwaiti residents to counter the credit slowdown observed since 2023. By targeting high-income professionals—such as doctors, engineers, and stable government employees—banks are now offering financing up to KD 70,000. While digital channels handle smaller requests, these high-value loans are managed through branches, focusing on applicants with monthly salaries above KD 3,000 and ensuring installments remain within the 40% debt-to-income ratio mandated by the Central Bank.
